Price My Insurance has made it easier then ever to get a Public Liability Insurance quote for your business. Our team find insurance policies that cover your business not only comprehensively but also at the best price.
Public Lability Insurance Quotes
Public Liability Insurance Quote
Whether you’re new to business or running an existing business, public liability insurance is the most common and important insurance to have in place. Price My Insurance makes getting your public liability quote easy with a simple phone call or use our online quote platform.
Public liability insurance covers your business when claims of damage or injury by the community and public are incurred as a result of your daily business activities. Basically this means if your business is operating with the public and an incident occurred as a result of your services or operations you would be liable for these damages. Public liability mitigates the crippling effect litigation has on business.
How Much Does Public Liability Insurance Cost?
The average Australian small business can expect their annual public liability insurance fee to be approximately $630 – $850. However, some occupations and industries can pay lesser fees of approximately $450 per year, it’s dependant on income, industry and risk among other things.
Is Public Liability Insurance Mandatory In Australia?
In almost all industries within Australia, public liability insurance is not mandatory. However, any business which interacts with the public would be advised to have insurance in place to protect yourself and your business in the event of damage, injury or death.
Does Public Liability Insurance Cover My Employees?
Public liability insurance in Australia does not cover claims made by your employees, this cover is called workers compensation or work cover. Public liability protects your business from claims made against you from the public.
Is Third Party Public Liability Insurance The Same As Public Liability Insurance?
Third party insurance, third party liability insurance and public liability insurance are effectively the same insurance products, only named differently depending on your country.